Services and Insurance

Insurance requirements for international students is managed by the International Office for Student and Scholars. Visit their 网站 for additional information, or email [email protected].

Oakland University has partnered with Blue Cross Blue Shield of Michigan (BCBSM) to offer a voluntary health insurance option for domestic students. All full or part time students enrolled in a degree program are eligible to voluntarily sign up for this health insurance coverage. Through this plan students will have access to quality health care through the Blue Cross Blue Shield provider network. Healthcare providers can be located on the BCBSM 网站.

Effective August 2023, BCBS has a new plan administrator.  Blue Water Student Health Plan administrator will now be managing the enrollment and management of the student health insurance plan available to you.

For enrollment and billing questions, please contact Blue Water Benefits Administrators at 855-669-8041 or OUSHPStudentInquiries@bcbsm.com.
 
For coverage questions relating to your student health plan please call Blue Cross Blue Shield of Michigan Customer Service at 313-225-9000.

谁有资格?

• 本科 and graduate students who are in a degree program
• Eligible dependents of students enrolled in the plan
• Spouse/Other Eligible Individual
• Children (must be under the age of 26)
• Stepchildren (must be under the age of 26)

Summary of Coverage

For the 2023/2024 policy year the cost is $519.02 /月, and can be paid per semester ($2076.08) 或每年一次($6228.24)
(请注意: Oakland University has no control over the rate/cost of this plan)

• Optional coverage for spouses and dependent children
  • $500 annual deductible
  • Preventive care without cost sharing
  • Specialty care without referral
  • Prescription Drug Coverage

To begin the enrollment process, visit the student health insurance 网站.

Open enrollment for 2023/2024 academic year is as follows:

Enrollment AFTER the start date of coverage will note be prorated.

Oakland University is also exploring another insurance plan option (Blue Care Network (BCN)) for the Winter 2024 semester which would begin January 1, 2024. This will be a lower premium cost option for domestic coverage. Additional details will be posted prior to Winter open enrollment.

请注意, Oakland University does NOT require students to have health insurance but it is strongly encouraged.

International students - please visit the International Student tab and work with the International Students & Scholars Office (ISSO) for automatic enrollment in the United Health Care Student 资源 plan.

Medical students will continue to work with OUWB Student Affairs office for automatic enrollment in the Priority 健康保险 plan.

Additional 健康保险 Options:
You may also be eligible for Medicaid with the State of Michigan at MI Bridges (michigan.gov) or you may be eligible for additional plans through the 健康保险 Marketplace. Visit the hyperlinks for more information.

Did you know you can upload your insurance card to the patient portal? Please upload an image of the front and back of your card to the appropriate section.

Please, always bring your insurance card with you! A photocopy of the front and back is acceptable as well. We are able to bill the following insurances:

• UnitedHealthcare Student资源 (Oakland University international student insurance)
• HAP Urgent Care (for short-term illness such as flu, earache, cough, minor injuries etc.)
• BCBS传统
• BCBS联邦
• BCBS PPO
• 安泰
• PPOM / Cofinity
• 重点卫生
• 重点卫生 HMO
• United Health Care Choice Plus
• UnitedHealth Care PPO Options

Also, many other private insurances are accepted. If your insurance company is not listed, please call GHC to inquire!

If you are currently uninsured, we are still here for you! Please contact us to discuss your options.

If proof of insurance is not available at the time of service, payment is required. However, you may submit the receipt to your insurance company for reimbursement. We can not refund your cash payment and bill your insurance company at a later date.

Depending on your coverage, many laboratory services (throat cultures, blood tests) can be billed directly through participating laboratories. Please contact your insurance company to verify benefits.

Please bring your insurance card with you, or a copy of the front and back of your parent’s card. We work very hard to keep your out-of-pocket expenses to a minimum but we can not guarantee insurance coverage/payment.

的 primary purpose of health insurance in college is to keep students in school so they can graduate and realize their professional and career dreams.

的 Healthy Michigan Plan provides health care coverage to low-income Michigan Residents. Find out if you qualify.

For out-of-state students, consider whether your current employer-provided insurance adequately covers your student. If your student is attending an out-of-state school, your employer provided PPO may consider the health care providers in that state out of network, which will increase your out-of-pocket costs. An HMO plan may consider those same providers as being out of their service area.

的 年轻的不败, a national advocacy organization for young Americans between the ages of 18 and 34, provides a free online information toolkit to give students and families valuable information about health care coverage. 他们的 得到了 网站 explains insurance options for students in every state and provides other resources for graduating young adults.

If you are turning 26 years old, moving to a new home, 结婚, 或者生孩子, you may be able to enroll in health insurance! If you are facing one of these life-changing events, make sure that you get covered. Hurry–you may only have a limited time to get insurance!

Charges for Common Services

疫苗

COVID-19 Moderna (Primary series & 升压):免费
Hepatitis A Vaccine: $75.00每个x 2
Hepatitis B Vaccine: $80.00每个x 3
HPV 9 Vaccine: $225.00每个x 3
Influenza Vaccine: $25.00
MMR疫苗:85美元.00每个x 2
Meningitis ACWY Vaccine: $150.00
Meningitis B Vaccine: $199.00每个x 2
百白破疫苗:65美元.00
水痘 Vaccine (Chicken Pox): $160.00每个x 2

Titers (blood test to check immunity)

Hepatitis B Surface Antibody Quantitative Titer: $24.00
MMR (Measles, Mumps, Rubella) Titer: $74.04
水痘 & 提特:101美元.71
水痘 (Chicken Pox) Titer: $21.72

Tuberculosis (TB) Screening

TB skin Test (PPD): $15.00
TB Blood Test (IGRA): $52.00

其他测试

药物筛查:25美元.00

性健康

Emergency Contraception (Plan B): $15.00
Pregnancy test (urine): $15.00
Condoms (#10): $2.50
HIV (rapid test): $20.00
Generic Oral Contraceptives: $10.00

For pricing on other medications and lab charges please call Graham Heath Center at (248) 370-2341

(updated 02/11/2022)